This Villain Is Exceptionally Cautious

Wang Yu transmigrated to another world. Not only did he take his younger brother's Qilin Pearl from the start, but the Heavenly Dao also branded him an invader and placed a curse on him. 【BUFF 1: Heavenly Dao's Curse! The chosen ones of the world will instinctively bear malice toward you and hate you from the bottom of their hearts. If they kill you, they will receive a reward from the Heavenly Dao.】 【BUFF 2: No Luck for You! The Heavenly Dao has rejected you, reducing your fortune to zero. Encounters, opportunities, and lucky breaks will have nothing to do with you.】 【BUFF 3: Balance of the Heavenly Dao! The Heavenly Dao is impartial and keeps all things in balance: every loss brings a gain. Because of the first two buffs, when you thwart a chosen one, you can plunder a portion of their fortune. When you kill one, you will gain one-tenth of their source power.】 Does a villain without a golden finger or protagonist aura necessarily have to lose to the hero? Wang Yu says he wants to find out... The useless-protagonist trope, the reborn-protagonist trope, the invincible-protagonist trope... A variety of ways to torment the protagonist and turn the usual formulas on their heads. This is a different kind of story.