Exceptional Claims Adjuster

A future death insurance policy with the beneficiary written as Lu Shenzhou. Lu Chenzhou, a senior claims adjuster who was suspended, received a policy that did not exist in any system 48 hours before his death. It does not pay out money, but only settles liabilities: every time an accident is clarified, the policy brings him one step closer to death; every time an abnormal liability is determined, he will permanently lose one of his most important memories. The seven minutes that disappeared in the fire, the rewritten survivors, the payment chain behind the nameless corpse, the city insurance pool that bore the risk for everyone... Lu Chenzhou gradually discovered that the really scary thing was never who got the compensation, but who was exempted from the responsibility that should have been borne by them through "everyone sharing". When the policy listed all policyholders in Linjiang City as beneficiaries, he finally understood: Insurance can compensate for losses, but it cannot buy away anyone's guilt.