Merit World: I Borrow Money to Refresh the Daily Shop

In a world of swords and magic, everyone’s talking about benevolence, righteousness, propriety, wisdom, and trust? Wait, you mean the other side has mages, knights, vampires, and dragons, and we’re charging in shouting that we’re descendants of Yan and Huang and heirs of the dragon? To be safe, let me borrow another ten thousand merit points to refresh the shop! There’s no way I can’t roll a top-tier trait! What, you’re saying my credit score is too low to get a loan? It’s not like I’m taking the high-speed rail... I quit this job! 【Settlement】 Your merit points: -1,000. You may reincarnate as a stray dog. Woof woof woof woof woof woof! (Let me try one more time!) 【Daily Shop】 1. One nose hair from a beauty 2. Cause one person to develop paronychia within 10 minutes 3. Permanently acquire severe foot odor Refresh! Sorry, your merit balance is insufficient, and you’ve reached your loan limit. Your remaining time in this world is about to hit zero... Chat: 111, you there, bro? Lend me some merit points!