No Coins? What Kind of Wizard Are You Studying?

In a wizarding world where all employees have to take out loans to survive, the low-level apprentices can only survive by overdrafting and fighting hand-to-hand. As a third-generation B-loan, Link has shouldered a huge debt for three hundred years. When he came of age, the gene loan was overdue on time. He should have been forced to strip away his body and completely embark on the path of a mechanical wizard. But after a credit check across the entire network, he turned out to be a rare SSS-level pure white householder! Private debt collections continued, and no official records were found. Taking advantage of this unique credit reporting loophole, Link opens unlimited loans and crushes all geniuses against the trend!