This Jotaro Is Too Cautious

What if Jotaro Kujo's "invincibility" comes from extreme caution and far-reaching strategy? He is no longer a lone warrior, but a strategist. Make good use of all resources and make a layout as precise as chess to achieve the only goal: to protect all companions at the minimum cost. When the torrent of fate sweeps across, how will this "overly cautious" Jotaro shake the established trajectory with his mortal wisdom?