Xuan Qi Spirit Realm

Treat "debt" as a "krypton gold currency for cultivating immortality". Instead of relying on meditation and cultivation, rely on the cycle of "borrowing money → improving cultivation → making more money → borrowing money again" to achieve the positive feedback of "the more debt, the higher the cultivation level; the higher the cultivation level, the faster you make money". The essence is to "exchange the current cultivation level in advance with future earnings." "Future Earnings Pie Method" - Use "incremental profits" to let creditors take the initiative to borrow money "Cultivation bargaining chip to lower prices" - Use "strength improvement" to force creditors to make concessions "Debt Chain Expansion Method" - Bring more people into the game and cover old debts with "new debts" "Cross-dimensional debt binding method" - using "scarce resources" to lock in long-term creditors