Cultivation! but I Am Horribly Cautious!

Li Ayun, a person who had everything go wrong in his previous life, has developed extreme caution due to his unfavorable luck. He always has a backup plan no matter what he does, and has never been forced into a desperate situation. What? Are other sect disciples provoking? Then I give in! What? Going to challenge the dangerous monster lair? Then I'm sick today! Calmness and carefulness are synonymous with Li Ayun, but can he really be careful and cautious forever...