We Are All in Debt and yet We Are Not Working Hard to Make Money.

What should I do if I am in debt, go to work or start a business? When will the low wages at work be paid off? What to do if your business fails? You have to work hard to make money. The harder you work, the luckier you will be. The harder you work, the stronger you will be. What if you accidentally become the richest man through hard work?