Honghuang: I Owe the Heavenly Dao Billions of Merit Points from the Start

The protagonist’s True Spirit enters the Primordial World and binds himself to a Heavenly Dao credit card. From the start, he goes on a spending spree: an innate immortal Dao Embryo, innate Chaos treasures, innate divine demon arts… He gets it all! Before he knows it, he owes billions of merit points! Then the credit card warns him: fail to pay on time, and Heavenly Retribution will descend, wiping out his soul and spirit! Holy crap! To save his life, he starts frantically seizing merit. Nuwa Creates Humans, founding a sect and becoming a Saint, the Six Paths of Reincarnation, the Three Sovereigns and Five Emperors… He’s getting involved in all of it! And to keep the protagonist from dying in an “accident” and making his debt impossible to collect, the Heavenly Dao itself changes sides and protects him at every turn.

Laozi: “You insolent brat! How dare you steal my position as Leader of the Human Sect?”

Yuanshi: “You little thief! Don’t run! Give me back my Apricot Yellow Banner!”

The Heavenly Dao: “Ahem…”

The Saints: “The Heavenly Dao is unjust!”