I Opened an Insurance Company in a Chaotic Era

She transmigrated into a time of war and famine, with bodies strewn across the land. As if that weren't enough, Zhuang Qiao inherited a money house that was deeply in debt.

System: Our goal is to make our first big fortune: ten thousand taels of gold!

Zhuang Qiao felt her empty pockets, then looked at the estate that had been stripped bare. Furious, she asked, "Where am I supposed to earn that much money?!"

*

So she started selling insurance.

To avoid paying out, she used the System to seek out people with unusually strong fates and talk them into buying policies.

*

A little beggar on the street had the look of someone destined for greatness. She spoke gently, brought him a few steamed buns every day, and built a rapport with him until he pawned his jade and bought her insurance.

She patted the little beggar on the chest and promised, "If I have a meal, you'll have one too!"

A scholar who had traveled to another country with his younger sister to study had failed his exams time and again, and was disheartened and unfulfilled. Zhuang Qiao pursued him relentlessly, showing up at his door to pitch a policy. "You'll achieve great things one day, but your fate is full of misfortune and hardship. If something happens to you, how will your sister survive in this world? Want to buy a policy? You can name your sister as the beneficiary!"

A widow with a scarred face was immensely strong but had grown silent and withdrawn. Her neighbors shunned her for her looks.

Zhuang Qiao showed up at her door with a basket of fruit. "Sister-in-law, you work day and night to support your family. How can you not think about your children's future? Come on, buy a policy! I'll take care of your younger siblings' future..."

She sold policy after policy, with money coming in and never going out. She was about to make a fortune when the foolish, brutal Emperor finally provoked the people's wrath. The people were in a panic, and one by one, her policyholders threw themselves into the turmoil without a care for their lives...

The little beggar turned out to be the son of a general from the previous dynasty! The widow had joined the army in her father's place and gone to battle! The scholar became a celebrated strategist, turning the tide among the Three Kingdoms...

Their lives were swaying on the brink of death, and the potential payouts kept growing... Zhuang Qiao gritted her teeth, grabbed her weapons, and charged in to save them!

Just as things were going well, an imperial decree suddenly arrived, bearing her name and ordering her capture as a rebel for all the world to see.

???

She'd been running her business honestly, so how had she become a rebel? Was it just because she'd gathered some guards?

[Posted October 22, 2026. Please add it to your reading list~]

Theme: Never give up