I Became the Metaphysical World's Top-Tier Star Through Hoarding Wealth

My novel Is Everyone a Villain? No Worries, I'm a Black Carp! is now available. Please add it to your collection~]

As a descendant of Lu Ban, Fan Xiaoluo spent half her life in poverty and died an untimely death.

After she died, Fan Xiaoluo finally learned that the reason she'd died so young was that her ancestor had been a real piece of work, leaving their family with ten billion merit points in debt. Until the debt was repaid, she would never escape her early death.

Fan Xiaoluo: "...??"

Ancestor, you can't screw me over like this!

After being reborn, Fan Xiaoluo had no choice but to work hard and make money if she wanted to avoid dying young.

Reading guide:

1. The male lead appears late, around chapter ten or so.

2. This story is entirely fictional. All names and places are made up, so please don't associate them with real life.

3. The mysticism and magic are based on many original settings, and the story takes a while to get going.

Blurb for Is Everyone a Villain? No Worries, I'm a Black Carp!

Yu Li is the most useless fish in the koi clan. As a koi who is supposed to bestow blessings, she awakened the ability to jinx people, bringing bad luck whenever she opens her mouth.

After she wreaked havoc on the koi clan, her fellow clan members could take no more and kicked her into a small world.

This small world has no normal moral compass. Everyone is a villain, and she is a lovesick fool. She bullies anyone who gets close to her fiance, and after offending nearly everyone, her fiance wrings every last bit of value out of her and casually abandons her.

When she first transmigrates, Yu Li still plans to put on an act and be a good person.

But then she faces her fiance beside her hospital bed. He won't even pour her a glass of water, yet he tries to sweet-talk her into transferring her billion-yuan fortune to his account.

Unable to hold back, Yu Li snarks at him: "You won't even do something as simple as pour me a glass of water, but you want a hundred billion? Where's your... where's your face? Oh, I hate faceless men! Hurry up and get yourself one at the hospital."

The next second, her fiance trips on level ground and lands face-first, fracturing his nose.

At the same time, a voice rings out in Yu Li's mind.

[Merit +1]

Yu Li: ?

She seems to have figured out how to use her ability!

So, when an so-called acquaintance wants to borrow money from her but refuses to write an IOU, Yu Li says: "You've got the wrong person. You should go ask the God of Wealth. Just say a few nice things to him and I'm sure he'll bless you with riches and prosperity!"

When an actor fails to exploit her and then smears her reputation, Yu Li says: "Yes, yes, not only is my character terrible, I'm no good in bed either. I can't compare to you, still going strong and healthy at your age."

Before long...

The club run by the so-called acquaintance is investigated for violations and liquidated into bankruptcy.

Photos of the actor sneaking into the hospital, first registering at the infectious disease department and then at the men's clinic, go viral online.

After cursing so many people, Yu Li grows worried, afraid her identity will be exposed and she'll be taken apart for research.

So she finds Pei Sinian, supposedly ruthless and nicknamed the Plague God.

All she has to do is help him with a small favor. In return, he covers up the evidence and cleans up after her every time she curses someone.

Pei Sinian works tirelessly, successfully drawing all the resentment Yu Li attracts onto himself.

With no worries holding her back, Yu Li happily racks up merit points.

But gradually, she realizes something is off.

They agreed to help one another and make use of each other. Pei Sinian has cleaned up so many of her messes, so why hasn't he asked her for anything?

Pei Sinian smiles: I like the way you curse people. How about cursing me, too?

Yu Li: ...

Damn, what a pervert!

@

Pei Sinian looks refined and graceful, yet people call him the Plague God and the Harbinger of Doom.

No one knows that he was born with incredible koi luck.

After his parents died in a car accident and his older brother lost a leg, yet Pei Sinian emerged unscathed, he came to hate his own good luck.

He believed his presence was sucking the luck out of everyone around him.

Someone like him deserved to be a cursed loner.

Then he met Yu Li, the one person unaffected by him, who could even make him feel unlucky from time to time. Hiding the excitement in his heart, Pei Sinian walked up to her.

He smiled gently. "Miss Yu, help me deal with a little problem, and I'll cover things up and clean up after you. Shall we work together?"

CP: A real koi whose luck is terrible and who has a jinx for a mouth heroine X incredibly lucky, scheming on the inside, mildly masochistic hero

Theme: Never give in to fate.