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Monetary Theory: Money and the Monetary Cycle Lu Lei237k Wordscompleted Based on the actual operation of the monetary economy, this book proposes: The essence of money is a right, that is, holding money means obtaining the "right to claim future utility"; currency transactions are "pure" currency transactions between the public and the central bank as currency suppliers, and financial intermediaries as currency demanders. Based on the redefinition of currency and currency transactions, this book builds the micro-foundation of the money demand theory of banks (financ 8Reads8.3Score—Shelves