On Lu Li's very first day at the sect, his stunningly beautiful master hauls him back to her abode and announces that from now on, she'll provide his food, lodging, and cultivation. Her only condition is that he must not run away.
He thinks he's hit the jackpot and found the greatest romantic fortune in the cultivation world.
It doesn't take long for him to discover that his master's spiritual veins have been mortgaged, the sect's disciples are so poor they can barely afford to eat, and even the plaque at the mountain gate was borrowed.
Even more absurdly, he was born with a bizarre constitution that can turn waste pills into spirit stones, making him the sect's last hope of revival.
So Lu Li refines waste pills by day and dodges creditors by night, while also exposing the ridiculous schemes of the elders on each peak.
Meanwhile, his master puts on the airs of a cold and aloof immortal maiden as she plots how to nurture this "long-term investment" into the sect's God of Wealth.
But as the secret of the waste pills comes to light, a forbidden ground dormant for a hundred years begins to awaken, and everyone sets their sights on this newcomer being kept by his master.
Lu Li finally understands that the real debt to repay isn't in spirit stones, but the life debt his master has concealed for a hundred years.
