[Rich Protagonist] [Goofy] [Wild Imagination] [Combat] [Single Female Lead] Ye Ye transmigrates into a high-martial-arts world with off-the-charts innate spiritual energy, yet his entire school considers him a zero-energy good-for-nothing.
The peerless beauty Bai Lingbing wields the SSS-rank [Ice Phoenix]. She can freeze a thousand miles and is ready to crush him with a wave of her hand.
No one knows that Ye Ye possesses a rare talent: [Loan].
Every beating goes on the books, every injury accrues interest. Cause and effect never go unpaid; principal and interest must be repaid in full.
You can be reborn as a phoenix? Sorry, the damage you owe must be settled in full, with interest, even if you are immortal.
"Bro, why are you giving out loans in the middle of a fight?"
"Paying off your debts is only right and proper."
