A compound interest calculation table is often the most exciting thing to do. Looking at the table, you will find that people who start early, even if they only invest a few dozen dollars a month, will be able to catch up with those who started in middle age and invest thousands of dollars a month in a few decades.
The numbers do not lie, but the problem is that they default to some conditions that are extremely difficult to achieve: the assets must always be alive, the company must continue to make money, all the profits must be invested back, and the investors themselves must not leave the market midway.
Unemployment, buying a house, children going to school, medical treatment or mortgage debt, any accident can easily interrupt the originally perfect plan.
Compound interest never promises to make you financially free. It only rewards those who have long enough, good enough assets, low enough costs, and a stable enough mentality. Only after seeing through this can you truly understand the logic of wealth that everyone is talking about but few people can fully enjoy.
