This Nascent Soul Is Deep in Debt

When other people form their Nascent Souls, the whole world celebrates.

When I form mine, I end up buried in debt.

Whether it’s a System or an old sage, other people’s golden fingers are there to help them cheat their way to success.

Me? I picked up a bead and started buying resources on credit.

I was already borrowing on credit in the Qi Refining stage.

Still borrowing in the Foundation Establishment stage.

And in the Golden Core stage, I was still borrowing.

But those debts have to be repaid.

Miss the deadline, and you lose years of your life.

On the day I formed my Nascent Soul, I borrowed another Nascent Soul Pill. The price was to kill a ruthless late-stage Nascent Soul cultivator within three hundred years.

Default, and my Nascent Soul would shatter, killing me.

I’d only just broken through to the Nascent Soul stage, and already I’d been handed a “Book of Life and Death.”

Other people cultivate immortality to defy fate and change their lives. I cultivate to work off my loans.

When will this life ever end?