I, the Knife Creditor, Am Just a Little Too Powerful. What's the Big Deal?

According to popular rumor, the knife lenders are uncanny fortune-tellers. They lend out knives with prophecies, then return to collect their debts once those predictions come true. Even ghosts and gods give them a wide berth.

Once you've borrowed one of their knives and incurred a debt, there's nowhere you can hide, not even at the ends of the earth.

Shi Yue is the eighth-generation inheritor of the Knife Lending Sect and the most doted-on junior sister in her school. Gifted in the occult arts, she was born with yin-yang eyes that let her communicate with ghosts and gods, and her predictions have never been wrong.

After transmigrating a thousand years into the future, she finds a world where spiritual energy is weak and the occult arts have fallen into decline. She's stunned.

More importantly, the Knife Lending Sect has completely lost its lineage in the future?!

That won't do!

So Shi Yue rolls up her sleeves, ready to restore the Knife Lending Sect to its former glory.

She never expected to run into members of her school again, and they seem to be doing pretty well down there?

Just as Shi Yue thinks she can lie flat, her master hands her a ledger and tells her it's a record of debts owed to knife lenders throughout the generations. The Knife Lending Sect now has only her left, so she must collect all the debts in it as soon as possible and settle the karmic ties.

Shi Yue looks at the ledger, which is thicker than her life: "..."

Later, as she goes about collecting these knife debts, she somehow draws the attention of the state. They actually want to recruit her as an official?