From the Start, an Ancestor Possesses Me: Each Loan Is Bigger Than the Last

[Transmigration] [Urban cultivation] [Workaholic] [Level-up progression] [Hard-knock life]

"Lin Xi, why is your vital energy increasing so quickly?"

"Because I'm broke."

"Lin Xi, why do you strip even the monsters in the restricted zone down to their underwear?"

"Because I have interest to pay."

An ancient mighty being possesses him. Lin Xi thinks he's got a perfect start, but the ancestor is clueless about the law!

He points at a loan app on Lin Xi's phone and calls it a "benefit from the Human Alliance," then borrows thirty million!

From then on, Lin Xi goes from an ordinary underachiever to a "loan master" so terrifying that debt collectors across the universe quake in their boots.

The ancestor: "If I borrowed it fair and square, why should I pay it back? We can just beat them up with our own strength!"

Lin Xi: "...That kind of makes sense?"