I Borrow Lifespans to Cultivate Immortality in the City

[Everyday power fantasy + fast-paced + occasional comedy]

When he woke up one morning, overworked wage slave Lin Feng found his life bound to a System called the [Heavenly Dao Bank].

Other people cultivate immortality through talent and opportunity.

Lin Feng cultivates immortality with loans.

“Ding! [Peak Qi Refining Trial Card] has been deposited. Interest: one year of your lifespan.”

“Ding! [Ancient Marrow-Cleansing Pill] has been deposited. Interest: ten years of your life force, deducted immediately!”

To save his younger sister, beat people up, and survive in the city's cultivation world, Lin Feng stakes his lifespan, fortune, emotions, and even the blessings of those around him to grow stronger.

When he is buried in debt and the System labels him a “non-performing asset” facing liquidation, he raises the sword in his hand.

“Today, I have two things to do: kill you, and then, ”

“File for bankruptcy!”