Broke and Cultivating Immortality: From the Start, I Came to Turn the Underworld Upside Down

The day Chen Dai received an eight-million-yuan court summons, his primordial spirit awakened:

It turned out this hell-mode life, with treacherous parents, crushing debt, and a love life in ruins, was the "Nine Nether Bankruptcy Family Bundle" he'd personally selected on his Zi Wei astrology chart!

After binding to the "Underworld Direct-Hire App," he finally got it: pay off debt? No! This was about hitting the Underworld's KPIs! Delivering takeout to redeem starving ghosts earned him yin virtue, which he could exchange for cash at a rate of 1 point per 1,000 yuan. When office bullies tried to frame him, he livestreamed himself exorcising ghosts and raked in a million in tips. When his tribulation-of-love examiner broke down in tears, he used them as a battery for cultivating immortality. When the Old Demon of Black Mountain showed up with a "the son repays his father's debts" contract to claim his soul, Chen Dai was using Thunder God-branded explosive charges to renovate the Palace of the King of Hell. "What's the rush? Once I've blown up the Reincarnation Bureau, I'll personally mix your ashes into rice!"

The three realms were thrown into chaos. Immortal heirs mocked his magical artifacts as shoddy knockoffs from Pinduoduo, only to get slapped in the face by a 996 merit ledger: "Dear customer, leave us a five-star review and get an express reincarnation lane for your ancestors!" A celestial official scolded him for disrupting order, only to be buried in bad reviews on the Book of Life and Death: "Terrible service! Low efficiency! We recommend optimizing the reincarnation process!"

Other people go bankrupt and jump off buildings. He went bankrupt and flipped the Underworld's table instead:

"It's about time someone fixed the bugs in the Six Paths of Reincarnation. The current batch of Granny Meng's soup is seriously watered down!"