Lin Jiutian transmigrates into a fantasy world and becomes the fourth young master of the Lin family in Qingshui Town, a spoiled young heir.
His father dies from the start, and the family members scheme against one another for power, nearly going so far as to turn on their own kin.
But before Lin Jiutian can even come to terms with having transmigrated,
his bargain-basement mother springs a bombshell on him.
He's apparently the sole blood descendant of the Divine Phoenix!?
And what surprises Lin Jiutian even more is that, at the very moment he is forced to awaken his Divine Phoenix bloodline, the System he had imagined countless times awakens too!
[Loan System startup complete!]
[You can advance all kinds of techniques and existences, as long as you can pay them back!]
Looking at the startup announcements for both his Divine Phoenix bloodline and the Loan System,
Lin Jiutian suddenly feels like he's the true chosen one!
“I'm not exactly thrilled about this shameless Loan System that expects me to pay it back.”
“But since I've transmigrated, using one loan to pay off another is just standard practice, right?”
“Let's take out all the loans!”
And so, a peerless prodigy capable of crushing every genius in the world is born!
With a single glance, he sees through the mysteries of the universe!
Many years later, clad in a seven-colored imperial robe, Lin Jiutian stands in his own grand hall, surveying all living beings. Looking back on a life spent taking out loans like a madman, he writes down just three words of wisdom.
[Heaven-Piercing Loan!]
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Fans of fantasy literature gave five-star reviews
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