Damage Transfer: Frying the White Lotus from the Start

[Multiple heroines + everyday life + light combat + high martial arts + invincible protagonist + binding contracts] Jiang Xiaochuan woke up to find he had transmigrated into the body of a total sucker. Not only had his fiancée and his best friend cheated on him, they had also framed him and landed him in prison, on top of leaving him buried in a mountain of debt. Then, the very next moment, he obtained a Merit System. Anyone he helped, whether by choice or not, would automatically enter into a Heavenly Dao contract and be recorded in the System's Scroll of Heavenly Evolution and Yin-Yang. Those entered in the Yang Scroll could feed power back to him, while those in the Yin Scroll would take on his injuries. He immediately used a pill formula to record his ex-girlfriend and his best friend in the Yin Scroll, then turned and reached for the circuit breaker...