Xuanhuan: I Took Out Loans in Other People's Names and Became an Immortal

[Not a wish-fulfillment story, peaceful immortality, always refined, cheat-powered cultivation, no angst, no heroine + comedic elements] Enter at your own risk. In a small world among the Nine Heavens and Ten Lands, martial arts and the sword path stand side by side, while the immortal and human paths are as incompatible as fire and water. Sects are everywhere, clans carve up the land, and immortals look down from on high upon all living things, past and future. Chen Anhao transmigrates into this world and awakens a loan System. As long as he gets someone to sign and leave a fingerprint, the System can lend him boundless cultivation, regardless of whether they live or die! King of Hell Loans: If you dare to borrow, I'll dare to lend! Three Pure Ones Loans: Dare not to pay us back? First we'll cleanse your soul, then your life. Borrow from the Three Pure Ones and, if you can't pay it off, you'll be paying in your next life! Thanks to this line of work, a legend spreads through the martial world: wherever a man and his dog go to study under a master or join a sect, within two years the whole sect mysteriously dies. Thanks to his cautious ways, he becomes a Golden Core powerhouse despite being no more than an unaffiliated cultivator. Thanks to his knowing when to put on airs, countless Daoist immortal mothers are infatuated with him and chant his name! “Achoo!” Chen Anhao sneezes and rubs his nose. “Who's cursing me? Believe me, I'll use your name to take out a loan!”