Hu Xueyan believed that one must make adaptability the guiding principle for dealing with the world. The philosophy of adaptability combines great wisdom with great tolerance. Hu Xueyan, the celebrated Red-Topped Merchant of his generation, truly understood this philosophy. His adaptable approach meant being well-versed in the ways of the world, flexible, and able to reconcile differences, all in the pursuit of a complete and regret-free life. Being well-versed means knowing how to exercise authority and adapt to change; flexibility means having direction and goals; harmony is a state of being, and fulfillment is the outcome. If you live your life this way, what could you fail to accomplish?