From Having Nothing to Being Heavily in Debt

I don't know where my money has gone. I have worked hard for more than ten years, and I have gone from having nothing to being heavily in debt. I have moved bricks across the sea, worked as a security guard, and have not saved a penny. All I have are credit cards and online loans. Why do I get poorer as I work more and cannot afford to buy a house or a car? I am really tired. I am tearing down the east wall to pay for the west wall every day. Oh, I am tired. This novel and its characters are purely fictitious. Any similarity is purely coincidental and should not be imitated.