Xuanhuan: I’m Invincible on Interest Alone

Fu Qing transmigrated to a fantasy world and reached demigod cultivation. Just as he was about to break through, the gods struck him down, and he was reincarnated in the lower realm. To his surprise, he awakened an Interest System! It let him collect interest on the ten thousand years of cultivation he had accumulated in his previous life!

The annual interest rate was 0.01% for a one-year deposit, 0.5% for ten years, 1% for a hundred years, 3% for a thousand years, and 5% for ten thousand years.

Deposit one year of cultivation for ten thousand years, and earn five hundred years of cultivation in interest!

Deposit a hundred years of cultivation for a thousand years, and earn three thousand years of cultivation in interest!

Deposit one Dao Weapon for ten thousand years, and earn fifty Dao Weapons in interest!

Cultivate? No way. The only way to skyrocket your cultivation is to live off the interest.

These prodigies and immortals are all talented. They're so satisfying to hit, like punching bags. I absolutely love beating them up!

The synopsis doesn't do it justice, so read the main story. If you don't like it, one of the author's friends will wear women's clothes...

This novel and its characters are entirely fictional. Any similarities are purely coincidental. Do not imitate.