Xuanhuan: I Became Invincible by Living Off Interest

Fu Qing transmigrated to a fantasy world and achieved demigod-level cultivation. Just as he was about to break through, the gods struck him down and sent him to be reborn in the lower realm. To his surprise, he awakened an interest System! It let him collect interest on ten thousand years of cultivation from his previous life!

The annual interest rate is 0.01% for a one-year deposit, 0.5% for ten years, 1% for a hundred years, 3% for a thousand years, and 5% for ten thousand years.

Deposit one year of cultivation for ten thousand years, and the interest is five hundred years of cultivation!

Deposit a hundred years of cultivation for a thousand years, and the interest is three thousand years of cultivation!

Deposit one Dao weapon for ten thousand years, and the interest is fifty Dao weapons!

Cultivate? There's no way I'm cultivating. I can only grow my cultivation by living off the interest.

These prodigies and immortals are all talented. They feel great to fight, like punching bags. I love beating them up!

I'm no good at writing blurbs, so read the story. If you don't like it, a friend of the author's will dress in women's clothes...

This novel and its characters are entirely fictional. Any resemblance is purely coincidental. Do not imitate.