Human Credit Master

All the sudden good luck in the world and the luck that turns bad luck into good fortune are not obtained out of thin air, but are borrowed from the ledger of fate by sentient beings. Shen Yan is a credit master passed down from generation to generation. While others reap success and glory, he alone has to bear the price silently. He has seen countless people take advantage of luck to rise to great heights, but he himself is always trapped in bad luck and hardships. He has the ability to glimpse the bills of fate. He can withdraw compensation and let the creditor bear the disaster that should belong to him; he can also choose to bear the suffering alone and save the lives of others. When the heavy shackles of fate reached their limit, he had to face the cold rules of heaven and make a difficult choice between the stability of all sentient beings and his own destiny. This novel and its characters are purely fictitious. Any similarity is purely coincidental and should not be imitated.