Loan Clerk

26-Year-old Chen Mo is an Internet financial debt collector struggling in the quagmire. On a night when he was about to be overwhelmed by the high-pressure life, he accidentally bound a strange app called "Yin Si Dai", and his life was turned upside down. He is no longer an ordinary migrant worker, but has become a "yin loan officer" who walks between the yin and yang realms. His clients are living people who are desperate in the world; his business is to review and issue loans that are collateralized by intangible things such as "yang energy, life span, luck, and memory." He met a great mother who was willing to mortgage everything to save her children, and also dealt with a declining family whose greed was too much and was eventually backfired by the rules. From the initial fear and resistance, he became proficient in using rules to solve a series of bizarre supernatural events in the shadow of the city. This novel and its characters are purely fictitious. Any similarity is purely coincidental and should not be imitated.