Miss, Would You Like a Loan?

After transmigrating to a fantasy world, Wen Yu had hoped to live an ordinary life,

but then he discovered that the world's Heavenly Dao had learned to surf the web and created something called the Merit Network.

What's more, he discovered a loophole in the network.

And so the world's first unscrupulous cultivator was born.

Wen Yu: "Young people, are you worried that you lack the resources to cultivate? Are you confused because you have no one to protect you on your path? From the moment you meet me, all those worries will disappear.

How about learning about our loan services? Borrow hundreds of thousands of Origin Stones in one lump sum, and you only need to repay a few hundred each month.

You can also borrow magical artifacts, treasures, and even protectors..."

Several years later...

The female disciples of the holy land parted their lips, their voices soft and tearful as they pleaded, "Fellow Daoist Su, we really can't repay these loans. Could we... repay you some other way?"

This novel and its characters are entirely fictional. Any resemblance to real people or events is purely coincidental. Do not imitate.