I Racked Up Thirty Million in Bank Debt, and Now the Bank Is Begging Me Not to Die Yet

You might not grasp what it means to borrow 30 million through loan apps.

But if the loans are from a bank, and a Hong Kong bank in 1991 at that, you might understand.

Lin Ming transmigrates to a parallel world in 1991. With an orphan’s perfect start, he discovers a loophole in the banks’ high-interest loans.

Using leverage and imitating the Wall Street financial crisis, he borrows 30 million.

By the time anyone notices, the bank has collapsed.

“You want your money? Sure! Go ask your f**king dad for it! My fate is mine to decide, not heaven’s! I’m going to jump!”

“Please, don’t die!”

But Lin Ming never expected those f**kers to actually find his biological father.

And not just anyone: it was Lin Dalong, a Hong Kong real estate tycoon who had influence in both the underworld and the legitimate world. Lin Ming naturally became his sole heir.

“Being a rich second-generation heir is boring. Let’s find something exciting to do!”

So, with Lin Ming’s outrageous schemes, he shorted Sakura SoftBank, shorted the yen and forced Japan to print money to rescue the markets, shorted Wall Street and made America turn against him, shorted oil, and shorted the dollar through cryptocurrency. He also made early moves in rare earths, space, and new energy... Fruit, Google, the WTO, and of course Zhu Ying, Minmin, and Jiaxin.

This novel and its characters are entirely fictional. Any resemblance to actual people or events is purely coincidental. Do not imitate.