The transmigrator Gao Yu loves borrowing other people's treasures by betting with them, then leaving the world without ever returning what he borrowed.
But after one of his schemes went wrong and he had no choice but to repay his debt, he discovered that borrowing was easy, but paying it back was hard.
What do you do when you borrowed a disposable item and it's already been used up? What if the lender has died, and their descendants can't keep the treasure you return? What if the lender has been reincarnated, so you have to find out what they were reborn as? What if the lender's plane has been destroyed, and you have to help rebuild their world before you can repay your debt?
The worst part is, how did borrowing one thing somehow end up involving the destruction of a world?!
This book uses a setup similar to an infinite-world story, with a different plot in every world. So if you don't like the settings of the first few worlds, you can wait for the stories set in later worlds.