On the ninth day after Gu Mingyuan was cremated, an application to change the beneficiary of a 6.8-million-yuan insurance policy passed identity verification.
A dead man can't use a phone, so who was making decisions on his behalf?
Insurance investigator Zhou Yu follows the anomalous record, only to gradually discover that what happens after the payout is even more complicated than death itself.
A delivery rider who dies suddenly in the early hours of the morning, a female streamer who falls to her death under mysterious circumstances during a livestream, a husband who went missing for seven years before suddenly reappearing... Behind these seemingly unrelated claims lie tangled webs of personal relationships, debt, and self-interest.
When insurance becomes the last safeguard for the living, and a tool for certain people to profit, Zhou Yu must find out: Who is making money off other people's deaths?
