Lord of the Mysteries: The Lucky One

The bad news: I'm dead. The good news: I've transmigrated. The bad news: I've landed in the world of Lord of Mysteries. The good news: I've never read the book. The bad news is... what you just accidentally swallowed seems to be a lucky person's Beyonder Characteristic. “Writers need to care about logic, but fate never does.” In short: a Lord of Mysteries fanfic, female protagonist, no romance, Monster Pathway, someone who only knows the story from online discussions (?) This story is also known as Raising Kids in the Tarot Club.