I Am in Arrears for Cultivating Immortality, so I Became Enlightened by Credit.

In the Tianlu Immortal Realm, everything is paid for. Reiki requires a monthly rent, breakthroughs require taxes and fees, overcoming tribulations requires a deposit, and even breathing the Taoist Rhythm of Heaven and Earth requires real-time deduction of Tiandao points. Those who have money will realize enlightenment over time, while those who have no money will have their spiritual roots shut down. Three years later, Lin Yan became the only refugee in the sect who was in arrears. His spiritual roots were frozen and his Taoist foundation was locked. He was being collected by the law of heaven every day and could be bullied by everyone. Just when Shou Yuan was about to be deducted and his body was about to die, he activated the Tiandao credit system. You can advance your cultivation, borrow money on credit, and overdraft your luck! There is only one price—— All the immortal things you borrowed on credit today must be repaid to heaven with interest in the future! Others earn a lot of money from cultivating immortals, while he owes huge debts from cultivating immortals. Lack of cultivation can overwhelm the peerless genius; Lack of luck, reverse the fate of death; Thanks to the great road, you can reach the pinnacle of eternity! Since then, there has been one of the most outrageous legends in the Fairyland: All living beings are afraid of the way of heaven demanding payment, but only Lin Yan used hundreds of millions of heaven's debts to go against the sky and achieve enlightenment on credit!