Shen Du has been stuck at the ninth level of Qi Refining for three years. The Heavenly Dao Bank has ruled that if he tries to break through, he will certainly die in a tribulation. The bank cuts off his credit, and cultivators across the city avoid him like the plague, calling him a jinx. In his darkest hour, an ancient jade left by his master opens the Tribulation Bank. He can trade other people's tribulations, but in exchange, an equivalent tribulation will befall him three months later. Using futures-market logic to make something from nothing, he treats the big shots' “Eight Desolations Tribulation” and “Nirvana Tribulation” like crops ready to be harvested. On the surface, he's a madman gambling with his life, but deep down, all he wants is to uncover the truth behind his master's disappearance five years ago. But he soon discovers that the tribulations managed by the Heavenly Dao Bank aren't decreed by fate. They're assigned by Ye Hanqiu. His goal is no longer to trade tribulations, but to blow this entire System to pieces.