Synopsis: Chen Zheng transmigrated into the war-torn world of the Heluo Dynasty. Warlords divided the land, and bandits ran rampant. He had only wanted to live a happy life this time around, but discovered there was nowhere he could escape the world. In this dog-eat-dog world, the weak weren’t even allowed the time to grow stronger. When bandits came to slaughter and burn his village, Chen Zheng finally awakened his [Prepayment System] golden finger. A master of fist techniques? A leg-fighting expert? A swordsmanship grandmaster? They had only spent more time practicing martial arts. If he could prepay the results of his cultivation, what could stop him from winning? And so, borrowing and repaying as he went, Chen Zheng gradually trained his way to the pinnacle of martial arts!
It's quite funny that a third-level warrior was beaten away by a first-level warrior.