Cause and Effect Reversed: I Cultivated a Loan-Shark Martial Saint!

Su Qingyang became a starving young man. His parents went into the mountains and were devoured by monsters, and then famine struck for three years.

In this war-torn dynasty, Su Qingyang was utterly lost, knowing all too well how hard it was to survive.

Fortunately, he could reverse cause and effect.

In a world overrun by monsters and ghosts,

he could calculate with a flick of his fingers and borrow cultivation techniques in advance.

Get the goods first and pay later?

No matter how peerless the martial art or treasured the technique, as long as he could get his hands on it, he could take out a loan for it at once!

If that's the case...

Why not cheat, lie, and pass myself off as a prodigy to swindle those techniques?

The moment the idea struck him,

a loan-funded Martial Saint appeared in the world, and one starving young man disappeared.

In the eyes of others, he was an undeniable prodigy, a once-in-ten-thousand-years master.

He could master anything at a glance, was born with extraordinary wisdom, and had no equal. He was a saint for the ages!

Countless years later, Su Qingyang stood with his hands behind his back, facing away from all creation, leaving behind a lonely silhouette.

Hidden from view, excitement shone in his eyes.

[Just one more loan. If I borrow just one more time, I'll be able to shatter the void!!]

What peerless prodigy? What born saint?

Everything I achieved came from my own hard work paying off those loans!!