Urban Borrower

The underworld is not the horrific hell in myths and legends, but a huge organization that has been operating for thousands of years - the "Underworld". It is responsible for managing the circulation of dead souls, karma and retribution, and the distribution of life and death. However, in recent years, due to the population explosion in the Yang world and the surge in causal debt, the core resource of the Yin Division, the "merit pool", is being depleted at an irreversible rate.