A New Journey in Finance: Icebreaker

Introduction to the first "Icebreaker" work Lin Shen, a returnee with a master's degree in finance, entered Donghai Commercial Bank with unlimited enthusiasm for the financial industry. In the banking industry at that time, traditional concepts were deeply rooted and the road to innovation was full of thorns. When Lin Shen first entered the workplace, he received the difficult task of providing credit loans to the domestic chip company Huaxin Technology. Although the company has great potential, it is rejected by traditional credit approval due to lack of collateral. Lin Shen was determined to break the rules and introduce a big data model to assess risks. However, he was strongly questioned by senior employees within the bank, and a conflict of ideas was about to break out. Misfortunes never come singly, mysterious forces made threatening calls in an attempt to prevent loan approval. During the investigation, clues were repeatedly interrupted, and difficulties ensued. But Lin Shen did not back down. He teamed up with Tang Xiaoran from the Internet Finance Department and Zhou Wenqian, a junior teller, and with the assistance of Chen Guodong, director of the Non-performing Assets Disposal Center, to conduct an in-depth investigation and uncover the truth. Finally, they uncovered the conspiracy of rival Hongyu Electronics to collude with underground banks, and they had ironclad evidence. At the credit approval meeting, Lin Shen relied on his perfect plan and conclusive evidence to engage in a fierce confrontation with the opponents. With his unremitting efforts, the loan was successfully approved and Huaxin Technology was able to take off. Lin Shen also took this battle to stand out in the bank, starting his ice-breaking journey in the financial field, and promoting traditional banks to take a key step in innovation and transformation in the wave of the times.