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The 108th time I was hit by a meteorite, I finally saw the truth. It turns out that I am not unlucky, but that God owes me too much debt and cannot afford to pay it back. I am the embodiment of the law of cause and effect and the biggest creditor in the world. I have the ability to make everyone who owes money pay it back immediately. The steward who bullied me? Died suddenly on the spot. Want to kill my genius? Haunted by inner demons. As for the superior Heavenly Way-- Don't worry, the creditor is coming. This is not changing one's fate against fate, this is collecting debts. Paying back debts is a matter of course. The world's greatest genius blocked the way: "I'm here to kill you." I said, "You can't kill me. Because you haven't paid back what you owe me." The cold woman looked at me: "You are a variable, I can't see through it." I said, "Then follow and watch slowly." Heaven owes me a favor. What I want to ask for is the greatest justice in this world.