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Luo Shinan, a small town girl, was framed and forced to marry into the wealthy Xu family. After four years of indifferent marriage with her husband, just when she mustered up the courage to decide to divorce, she found out that she was pregnant with a second child. At this time, her father owed a huge amount of money and disappeared out of thin air. In order to protect the family, Luo Shinan had to maintain his wealthy marriage to prevent creditors from coming to collect debts, and at the same time, he inquired about his father's whereabouts. Luo Shinan struggled to maintain her marriage. In order to save her child, she had to live under the same roof with her husband's pregnant lover Zhang Ying. She was framed several times and almost had a miscarriage, so she had no choice but to seek help from her former lover Ding Zikun. Ding Zikun also atones for his cowardice in abandoning Luo Shinan and causing her to fall into a miserable marriage. At this time, a woman named Liang Qin came to Luo Shinan and said that she was about to give birth and that the child was Xu Yulin's. She asked Luo Shinan to cooperate with her. She took revenge on the Xu family and promised Luo Shinan to regain custody of her daughter after divorce. Just before Liang Qin's plan was implemented, Ding Zikun accidentally killed Xu Yulin in another unexpected conflict, and Luo Shinan also miscarried his second child.

Under Zhang Xun's plan, Luo Shinan once again joined the advertising company in City A and gradually became an outstanding advertising planner. At the same time, with the help of a group of friends, she gradually found out the secret behind the disappearance of her father's debt - it was a huge financial fraud. My father was not the only one involved, there were many, many victims. And Jin Junzhong, who had been helping him, also revealed his true face. He not only framed his ex-girlfriend, but also tried to resell traditional Chinese tea art. When my father's financial case came to light, I thought the matter was over. Unexpectedly, what was more shocking than this financial fraud was the lifelong grudge between my parents for half a generation. Luo Shinan, the eldest aunt, the younger aunt, Zhang Xun, Shan Rui and Shan Xiaoyi, everything they suffered and faced was the debt of the previous generation!

Under Zhang Xun's plan, Luo Shinan once again joined the advertising company in City A and gradually became an outstanding advertising planner. At the same time, with the help of a group of friends, she gradually found out the secret behind the disappearance of her father's debt - it was a huge financial fraud. My father was not the only one involved, there were many, many victims. And Jin Junzhong, who had been helping him, also revealed his true face. He not only framed his ex-girlfriend, but also tried to resell traditional Chinese tea art. When my father's financial case came to light, I thought the matter was over. Unexpectedly, what was more shocking than this financial fraud was the lifelong grudge between my parents for half a generation. Luo Shinan, the eldest aunt, the younger aunt, Zhang Xun, Shan Rui and Shan Xiaoyi, everything they suffered and faced was the debt of the previous generation!

"Debt" tells the story of the bumpy experience of Luo Shinan, a small town girl. Luo Shinan was framed and forced to marry into the wealthy Xu family, and spent four years in an indifferent marriage with her husband Xu Yulin. When she decided to divorce, she discovered that she was pregnant with her second child and her father disappeared due to huge debts. In order to protect her family, she had to maintain her marriage and lived with her husband's lover Zhang Ying. She was framed many times and almost had a miscarriage. She turns to her former lover Ding Zikun, who tries to make up for his past cowardice. At this time, Liang Qin appeared, claiming to be pregnant with Xu Yulin's child, hoping to cooperate with Luo Shinan to retaliate against the Xu family, and promised to help her regain custody of her daughter after divorce. However, in a conflict, Ding Zikun accidentally killed Xu Yulin, and Luo Shinan also lost his second child. After Luo Shinan heard the conversation between Tong Yuetian and Shan Rui, he decided to leave City A and go to Binhai to start over. In Binhai, she got help from her landlord and Bai Hehe and found a job as a Chinese tutor. But not long after, Shan Rui found her and forced her to return to City A. After she refused, she returned to Binhai again, only to find that Jin Junzhong had sold the company and she had lost her job. While looking for a new job, she found an advertising company that had undertaken a resort project related to her father's debt. She joined the company with the help of Jin Junzhong, but was fired because she was framed. Luo Shinan returned to the advertising company with Zhang Xun's help and gradually became an outstanding advertising planner. With the help of her friends, she uncovers the truth behind her father's debt - a financial fraud involving many victims. Jin Junzhong also showed his true colors and attempted to resell traditional Chinese tea art. When her father's case came to light, Luo Shinan discovered that the grievances of her parents' generation were the root of it all. What she and the people around her experienced were the debts of the previous generation.

Luo Shinan overheard the conversation between Tong Yuetian and Shan Rui, and knew that he should not stay in City A, so he walked away to Binhai, hoping to start his life again. Under the arrangement of Binhai's landlord, Luo Shinan settled down and accidentally met Bai Hehe who lived in the same ward at the Maternity Hospital in City A, and with Bai Hehe's help, he found a job as a Chinese tutor. But not long after, Shan Rui found Luo Shinan who was hiding in Binhai, and forced her to return to City A to face everything. Luo Shinan felt it was not the right time, so she abandoned Shan Rui again and returned to Binhai. Unexpectedly, Jin Junzhong sold Binhai's business and no longer needed Chinese teachers. When Luo Shinan was looking for a job again, he accidentally discovered that an advertising company he was interviewing for had undertaken a resort project, and this resort was the same project that caused his father to owe huge debts and then disappeared. With the help of Jin Junzhong, Luo Shinan, who had no work experience, joined an advertising company. However, when he cooperated with Zhang Xun to complete the studio, he was framed and expelled.