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"Fellow Taoist, you don't want to fail in the tribulation, right?" Traveling through the world of cultivating immortals, Mo Bapi (crossed out) Mo Dashan gained the ability of "merit loan contract" and embarked on a black-hearted path to cultivating immortals..."Getting rich through merit and becoming a saint by collecting debts"! His business creed: Nine out and thirteen back, interest calculated in seconds! Not yet? The body is mortgaged and the soul is working! Dare to default? The heavenly calamity collects the money, and the fire of karma waits for you! Customer feedback: A certain swordsman: "I borrowed 100 merits to buy a flying sword, but I couldn't pay it back with interest. The sword was gone, and people became his security guards..." The Demonic Saint: "I wanted to take out a loan for revenge, but now the sect belongs to him, I belong to him, and even the spirit dog he raised belongs to him!" Master of Tianji Pavilion: "I just borrowed some life-saving money, and now the whole secret of Tianji Pavilion is named Mo!" When the monk community unites to attack him! Mo Dashan smiled slightly and took out a stack of contracts: "Sword Master, it's time to repay thirty spiritual veins with interest for the 'entrepreneurial loan' you owed for launching the war between good and evil." "Demon Lord, I have your property ownership certificate for the Demon Palace. How about... Installments?" "Heaven? Oh, you borrowed the merit from me for repairing the law last time. It's time to settle the account." [Reading instructions] The protagonist's three views fluctuate with interest rates, and his morality adjusts with contracts. Villains usually die from not being able to repay their debts, not from fighting. It is recommended to bring an abacus to read and calculate how much you owe at any time. -- This book friend, I think you are very lucky, would you like to lend me some merit? The interest rate is negotiable.

There is an unwritten rule in the monk world: even if you are a disciple of a demonic person, you are not allowed to be related to Han Yu. Have you ever heard of the Night-blooming Epiphyllum releasing elixirs at night? After taking the elixir, your aptitudes will be astonishing at night, and you will become useless again when the sun comes up. This damn method of mixing elixirs with water has delivered hundreds of "geniuses" to other sects. Should I take a pill that can heal a serious injury but destroy all my true energy? A pill that accumulates good deeds and eliminates evil can even cure Dao injuries, but the side effects are that during the healing process, you have to keep doing good deeds and cannot stop. If you stop, you will die, and it happened that the giant of the Demon Dao took it. Being chased by your enemies, it's no use having an 80-year-old mother, but your words of "I've taken the Korean medicine master's elixir" will definitely be empathized with, and the good and the evil will be indignant: Damn it, which bastard brought this guy into the monk circle...