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Chen Yang, a sophomore at the University of Science and Technology in J Province, fell in love with a fellow student from the School of Economics and Management, but he pursued her for a year without success. One day, he agreed to be Chen Yang's girlfriend, and after dating for half a year, he bought a personal accident insurance policy for Chen Yang. The beneficiary was his girlfriend Wang Yan. On a date, Chen Yang was unfortunately hit by a car while trying to save a child crossing the road, and died after ineffective rescue efforts. It turns out that all this was planned by Wang Yan and others, and Chen Yang was killed in order to defraud insurance. Chen Yang returned to the earth and started a different life. Is he the person who has been planned for thousands of years to be the one who deserves the disaster, or is he the one who deserves the disaster...