Xia Chu met Ling Shi when he was 17, and settled the score with him when he was 26.
It's not because Ling Hao doesn't owe her anymore, it's just because Ling Hao can't afford to pay her back.
Xia Chu said she regretted meeting Ling Hao
Ling Hao also said he regretted not being nicer to Xia Chu and not spending more time with her.
"Xia Chu, do you still hate me?"
"Yes, I will hate you until the next life."
Intention: If it were you, why not bother with it for the rest of your life?