Qin Yue: According to Article 196 of the Criminal Law of the People's Republic of China, whoever engages in credit card fraud and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.
Hu Tiandu: I have no money!
Qin Yue: If you overdraft a large amount of money or squander the overdraft funds knowingly that you have no ability to repay, and the overdraft funds cannot be returned, the bank has the right to pursue the cardholder's criminal liability.
Hu Tiandu:…
n days later
Fa Xiao Sun Feng: I remember that your eight overdue credit cards have a total debt of more than 300,000 yuan. Why is nothing wrong?
Hu Tiandu: Because I slept with the legal affairs department!