Shen Yanci traveled through the world of immortality and owed 30 million merits to Heaven at the beginning.
In this world where monks rely on "merit loans" to cultivate immortality and overcome tribulations, which is equivalent to compulsory execution, she found that she was a bug - the heavenly system could not identify her cause and effect, the thunder tribulation was distorted, the collection failed, and the credit report was blank.
Thus, the first "Lao Lai" in the world of immortality was born.
She does P2P financial management to harvest leeks, sells karma futures to short her enemies, and packages bad debts into securities and sells them to Tiandao Bank. When the entire world of cultivators thought she was certain to die, she triggered a financial crisis and forced Tiandao to negotiate with her.
"A debt to pay? No, I want the creditor to beg me not to pay."
It's just that Pei Ji, the special correspondent of Tiandao who calls himself "Credit Repair Specialist", looks at her more and more wrongly. From "bugs that must be eradicated" to "abnormalities that need to be carefully observed" to "people who are willing to use all their authority to guarantee——"
"Shen Yanci, what you owe me is not merit."
"It's time."
Purpose: Peace