When she woke up, she became the 18th generation descendant of a bankrupt Taoist temple and the legal scapegoat for tens of billions of merit debts. Chi Wan, the Xuanmen ceiling in her previous life, is a beautiful girl and a top student in this life. She starts in hell. Tiandao's debt collection bill is so red that it's dazzling: if you don't pay it off in three years, your soul will be gone. Taoist spiritual wisdom calculates interest in her mind every day, and bad luck follows her everywhere - falling into a pothole while walking, stuffing her teeth when drinking water, and her mobile phone can explode on the spot. Others catch ghosts to make money, she catches ghosts to repay the loan. But Chi Wan soon discovered that something was wrong with the debt. The campus pen fairy can be cracked using probability, the live broadcast in the haunted house hides a quantum entanglement trap, the nuclear fusion device of the Scientific Metaphysics Society actually wants to blow up the city's dragon veins... Behind every "business", it points to the same mysterious organization and her sworn enemy in the previous life. What's even more frightening is that the "messenger of heaven" who comes to collect debts actually carries the aura of the Nine Nether Ghost Emperor. Behind the tens of billions of debts is the terrifying conspiracy of the fairy world to harvest the human world for thousands of years. When metaphysics meets science, when a negative man holds the power of disaster - Chi Wan smiles. Debt is not necessarily a shackles, it can also be a lever to move your destiny. She uses Marxist philosophy to break superstition, and uses the Shan Hai Jing Da Yao as a thug, turning negative merits into a heaven-defying power that can conquer the immortal world. This time, she not only has to repay the debt, but also wants to seek real justice from the high "Heaven" for this world!
Purpose: Anti-fatalism: For example, Chi Wan's famous saying: "Debt may not be a shackle, but it may also be a lever - a lever that can lever fate." Integration of tradition and modernity: use science to verify metaphysics, such as using quantum entanglement to explain cause and effect, and using psychology to dismantle the "eight-character conflict".