In his previous life, Zhou Jiyang treated others with sincerity, only to be swindled by his boss, cheated on by his girlfriend, and betrayed by his brother. Debt collectors beat him until he was crippled, and he became a limping scavenger beneath a bridge before dying in disgrace. At the brink of death, his hatred triggered a supernatural ability: each day he slept, he went back one year in time, retaining his memories and belongings. He was reborn in 2021. Using his knowledge of the future, he won the lottery and grew rich, face-slapping the snobs around him. He then awakened the Merit System, which lets him exchange good deeds for abilities such as time manipulation, combat prowess, and healing, compensating for the flaw that unlimited time reversal would eventually send him back to infancy. He traveled back to just before the pandemic and made plans around medical supplies and the stock market, earning merit and amassing a fortune worth tens of billions. He recruited Wang Hu, a retired special forces king, and met Su Wan and Du Yunshu. He took on local gangster Zhou Daqiang and lured his enemies from his past life into a trap to settle the score, but the System punished him for excessive killing by turning him into a stray dog for three days. After escaping, he continued to seize the opportunities of the era and stabilize his timeline. In the end, he defied fate and became an unmatched tycoon who controlled wealth, combat power, and time.