[Lighthearted and Funny]
"Since I've transmigrated, I might as well learn flying sword cultivation first."
"I can pay for a flying sword in installments? Sure, I'll pay it off slowly."
"Cultivation needs monthly upkeep too? Then I'll find a night shift."
"Why does cultivating to a higher level cost more? I'm broke too, you know."
"First, I'll get into a good university. The ley lines are better over there."
"This spell is way too useful. I'll learn another one."
"I'm already here, so I might as well try building my foundation."
"Wait, why does foundation building depend on my loan limit?"